·Payment Privacy
How to stop a company charging your card in the UK
Under UK law, your bank must stop a company taking money from your card when you ask. The full escalation sequence: bank, refunds, Section 75, chargeback, FOS.
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Writing
On payment privacy
Thinking on financial identity, surveillance capitalism, and the infrastructure being built to return what was always yours.
·Payment Privacy
Cash, card, and the conversion of payments into data
A cash transaction left no record with any third party. A card transaction produces records at every layer. Here is how the shift happened, what it changed, and what UK readers can do about it today.
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·Payment Privacy
What to do if your card details are stolen in the UK
Some UK breaches expose card numbers; others expose identity data without touching the cards. The recovery actions differ, and confusing the two creates either friction without protection or under-response.
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·Payment Privacy
How virtual cards work: the complete guide for UK users
A virtual card is a real card number that exists only in software. Here is how each kind works, what UK providers offer today, and the one combination still missing.
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·Payment Privacy
What your card number is for, and what it does
The number on your card was designed to route a payment. Over the life of the card, it becomes the stable identifier in every merchant's record of you.
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·Payment Privacy
What a merchant actually sees when you pay by card online
When you pay a merchant online by card, the card network and the checkout form carry different kinds of information. Understanding which is which is the whole of payment privacy.
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·Payment Privacy
Revolut virtual cards: what they do and what they don't
What Revolut's disposable virtual cards do, what they cannot do, and what they leave unsolved.
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·Payment Privacy
There is no UK Privacy.com: why the gap exists and what is coming
UK users have been asking for a payment privacy tool for years. The gap is real, it is not accidental, and it is not illegal to fill. Here is what is actually going on.
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·Payment Privacy
Why subscription cancellations are designed to be difficult
Cancelling a subscription is harder than signing up for one. That is not an accident. Here is how it works, why it is legal, and how to stop it.
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·Payment Privacy
What actually happens to your card details when you pay online
Every online card payment sends more data than most people realise. Here is exactly what merchants receive, who else sees it, and what happens to it afterwards.
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